Cheapest heat pumps to run in Florida
Ranked by estimated yearly cost if each model served the same 36,000 BTU/h (3-ton) load in Florida, so size doesn't distort the comparison. Because Florida's climate weights cooling more heavily, SEER2 (cooling efficiency) matters most here. Choosing the most efficient model over the least efficient one in our database saves about $603 a year for the same load.
| # | Model | Type | Size | HSPF2 | SEER2 | 5°F kept | 3-ton cost/yr |
|---|---|---|---|---|---|---|---|
| 1 | Fujitsu AOUH09KTAP1 | Mini-split | 1 ton | 14 | 33.5 | 142% | $560 |
| 2 | Fujitsu AOUH12KTAP1 | Mini-split | 1 ton | 13.7 | 31.5 | 106% | $588 |
| 3 | Fujitsu AOUH15KTAP1 | Mini-split | 1 ton | 13 | 28.7 | 106% | $638 |
| 4 | Gree GWH09AVDXE-D6DNA1A/O | Mini-split | 1 ton | 11.2 | 22.3 | 108% | $798 |
| 5 | Senville SENA-09HF-OG | Mini-split | 1 ton | 12.5 | 21.4 | 96% | $799 |
| 6 | Bryant 37MAHAQ09AA3 | Mini-split | 1 ton | 13.8 | 20.6 | 99% | $805 |
| 7 | Gree ENV09HP230V1R32AO | Mini-split | 1 ton | 10.4 | 22 | 95% | $822 |
| 8 | Bryant 37MARAQ18AA3 | Mini-split | 1.5 tons | 13.5 | 20 | 71% | $827 |
| 9 | Mitsubishi Electric PUZ-A12NKA7*** | Mini-split | 1 ton | 10.9 | 21.3 | 38% | $831 |
| 10 | Bryant 37MARAQ09AA3 | Mini-split | 1 ton | 13.9 | 19.6 | 78% | $835 |
| 11 | Senville SENA/09HF/OQ | Mini-split | 1 ton | 12 | 20.2 | 90% | $844 |
| 12 | Bryant 37MAHAQ12AA3 | Mini-split | 1 ton | 11.6 | 20 | 96% | $857 |
Heat pump vs. gas furnace in Florida
To heat the same home (450 full-load heating hours at 36,000 BTU/h) in Florida, a typical heat pump (HSPF2 9.5) would cost about $256 a year, an efficient one (HSPF2 10) about $243, versus $419 for a 95% gas furnace and $498 for an older 80% furnace, at Florida's average residential gas price of $25.48 per thousand cubic feet. In Florida, even a typical heat pump beats a high-efficiency gas furnace on heating cost, and an efficient model saves about $176 a year.
Heating only; a heat pump also provides cooling, while a furnace needs a separate air conditioner. Gas prices: EIA, residential, annual average. Compare all states.
Assumptions for Florida
| Residential electricity price | 14.99¢/kWh (EIA Electric Power Monthly, Aug 2026, preliminary) |
| Climate group | Hot-humid |
| Equivalent full-load heating hours | 450 per year |
| Equivalent full-load cooling hours | 2,400 per year |
Use the calculator on any model page to replace these with your own electricity rate and usage.
Frequently asked questions
How much does it cost to run a heat pump in Florida?
Using Florida's average residential electricity price of 14.99¢/kWh, a typical 3-ton, median-efficiency heat pump costs about $1,108 a year to run. The most efficient model in our database would cost about $560 for the same load.
Is electricity expensive in Florida?
Florida's residential rate of 14.99¢/kWh is 17% below the U.S. average of 18.16¢ and ranks #37 most expensive of 51 (EIA, August 2026).
Is heating or cooling the bigger cost in Florida?
With our climate assumptions for Florida (450 heating and 2,400 cooling hours), heating accounts for about 23% of a typical heat pump's yearly energy use.
Is a heat pump cheaper than gas heat in Florida?
For a typical home, heating with an efficient heat pump costs about $243 a year versus $419 with a 95% gas furnace at Florida's average prices. In Florida, even a typical heat pump beats a high-efficiency gas furnace on heating cost, and an efficient model saves about $176 a year.